PRIVATE SECTOR BANKS
Eight months after its roll out, Government's Rs 3-lakh crore ECLG scheme helped some, bypassed other
For Covid-stricken small businesses, the ECLG scheme was to be a savior. After eight months, the results may be mixed.
Public sector banks lead in loan revival as private banks fear defaulting
Public sector banks are seeing their loan book growing across all major segments agriculture, retail, MSMEs, personal loans except corporat...
Stricter framework for banks, NBFCs on anvil: RBI Guv Shaktikanta Das
Reserve Bank of India (RBI) Governor Shaktikanta Das on Saturday said the central bank seeks to tweak regulatory framework in order to stre...
Real bank stress may be hidden by easy liquidity: RBI's Shaktikanta Das
The extraordinary easy liquidity policies of the Reserve Bank of India (RBI) have helped banks report strong financial parameters but these...
Banks gross NPA may rise to 13.5 pc by Sep 2021: RBI FSR
If the macroeconomic environment worsens into a severe stress scenario, the GNPA ratio may escalate to 14.8 per cent, the report said.
The future of banking: Lessons from the DBS takeover
The credit-starved Indian market provides a opportunity for universal banks to explore and grow profitably.
Private banks report healthy deposit accretions, sluggish advances growth in Q3
Microlender-turned-universal bank Bandhan Bank was the only one which showed a surge in loan book, which grew 23 per cent on an annual basi...
Banks pass on less than half of rate cuts signalled by the Reserve Bank of India since March
Despite the RBI signaling 115 basis point(one bps is 0.01%) reduction of its benchmark repo rate - the rate at which it lends to banks - si...
Deposits of public sector banks surge amid pandemic stress
Term deposits – contributing almost 60% of total deposits – moderated, reflecting the easing of interest rates and the lure of returns on c...
Axis Bank prunes overseas presence as it consolidates local business
RBI fixed December 31 as the deadline for debt restructuring requests from borrowers coming under stress due to the pandemic.
Bad debt fear keeps private banks away from street vendor loans
Last week, a branch manager of a leading state-run bank in Madhya Pradesh wrote to the municipal commissioner seeking “cooperation” as seve...
RBI meets bankers, takes stock of Covid related stress & credit growth
In the meeting that was conducted through video conferencing, the governor and deputy governors discussed the progress in the implementatio...
ICICI Bank seeks to gain market share in MNC banking
Infinite India platform offers banking solutions as well as value-added services such as incorporation of a business entity, corporate fili...
View: Banking sector's renaissance after the pandemic
Policymakers in India have acted swiftly and decisively on both fiscal and monetary fronts to cushion the impact. The slew of measures intr...
Monetary policy transmission of PSU banks stronger than private lenders: RBI paper
"Controlling for asset quality, in the short-run, the credit channel of monetary transmission of public sector banks is stronger relative t...
Foreign, local private lenders ask RBI for tweaks, delay in rule
Sensing that the industry lobby — dominated by government-owned banks — may not voice their interest, foreign banks wrote to the Reserve Ba...
RBI tells HDFC Bank to stop new digital launches and selling new credit cards
The Reserve Bank of India (RBI) has directed India’s largest private sector lender, HDFC Bank, to stop issuing new credit cards as well as ...
Private-sector lenders may have to float NOFHC if they intend to own more than 20% in insurance or mutual fund businesses
For new entities, the experts are in favour of the holding company structure for banks with multi-line businesses.
Covid stress: Banks confident provisions are good enough
Both private and public sector banks are confident that stress in their books will not go out of control by the end of the fiscal as they h...
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