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Tax

How to get an income tax e-refund

​Only e-refunds nowThinkStock Photos
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​Only e-refunds now
The Income Tax Department issues refunds only as an e-refund to the assessee. Issuing refunds by cheques has been discontinued. To receive the refund amount, the assessee's bank account should be linked to his permanent account number (PAN) and should have been pre-validated on the income tax e-filing portal.
​Access I-T portalThinkStock Photos
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​Access I-T portal
You are required to visit the e-filing portal of the Income Tax Department at https://www.incometaxindiaefiling.gov.in. To access the portal, enter user name (PAN of the assessee) and password along with Captcha code to log in. Those who have not registered with the I-T e-filing portal need to register themselves beforehand.
​Choose the right tabsThinkStock Photos
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​Choose the right tabs
After logging in, you should check the ‘dashboard’ tab. Then click on the ‘profile settings’ tab to see a drop-down menu of options. Choose the ‘prevalidate your bank account’ option and proceed.
​Prevalidating accountThinkStock Photos
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​Prevalidating account
You will now have to enter the bank account number, IFSC code, bank name, mobile number and e-mail ID. Note that the PAN, mobile number and e-mail ID should be the same as that registered with the bank account. After this, click on ‘pre-validate’ button. The pre-validation status is sent to your registered e-mail ID and mobile number. Alternatively, you can view your status by logging in to the e-filing portal, clicking on ‘profile settings’ and ‘pre-validate your bank account’ tabs.
​Points to noteThinkStock Photos
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​Points to note
1. As an assessee, it is important for you to first link your PAN to your bank account to be able to pre-validate the bank account.
2. You can e-verify the income tax return only by using a pre-validated bank account.

(The content on this page is courtesy Centre for Investment Education and Learning (CIEL). Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.)
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